Privacy Policy & Terms of Service

Privacy Policy – CooperBrody Media LLC

Last Updated: February 20, 2026

CooperBrody Media LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with us, including via SMS/text messaging.

Information We Collect:
We may collect personal information such as your name, email address, phone number, and other details you provide when inquiring about or purchasing life insurance services.

How We Use Your Information:
We use your information to provide life insurance quotes, policy reviews, consultations, and related communications, including SMS messages for follow-ups, reminders, and notifications.

Sharing of Information:
We do not share, sell, rent, or trade your mobile phone numbers or other mobile contact information with third parties or affiliates for their marketing or promotional purposes.

We may share your information with service providers and subcontractors who assist us in operations, such as our telephony provider (e.g., Twilio/Close) for sending SMS messages, payment processors, or other necessary business functions. These parties are contractually obligated to protect your data and use it only for the purposes we specify.

All of the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.

Text messaging originator opt-in data and consent will not be shared with any third parties, excluding aggregators and providers of the Text Message services.

Your Choices:
You can opt out of SMS communications at any time by replying STOP to any message. For more details, see our Terms of Service.

Contact Us:

If you have questions about this Privacy Policy, contact us at:
CooperBrody Media LLC
Phone: 330-808-2484
Email: jmorowinsuranc@gmail.com

Terms of Service – CooperBrody Media LLC (Including SMS Messaging Program)

Last Updated: February 20, 2026

These Terms of Service ("Terms") govern your use of services provided by CooperBrody Media LLC, including life insurance consultations, quotes, policy reviews, and related communications. Services are provided "as is" without warranties of any kind. By using our services or opting in to communications, you agree to these Terms.

SMS/Messaging Program Specific Terms

Program Name: Life Insurance Communications from CooperBrody Media LLC

Program Description: We use SMS to send transactional messages (such as quote follow-ups, appointment reminders, policy updates, and confirmations) and promotional/educational messages (such as general insurance information and offers) to individuals who have explicitly opted in. Message frequency varies based on your interactions and needs.

Customer Care Contact Information: For questions or support, contact us at 330-808-2484 or jmorowinsurance@gmail.com

Opt-Out Instructions: To stop receiving messages, reply STOP to any SMS we send. You will no longer receive messages from this number.

Help Instructions: Reply HELP to any message for assistance or more information.Pricing Disclosure: Message and data rates may apply, depending on your mobile carrier plan.

Message Frequency Disclosure: Message frequency varies. We do not send recurring fixed-schedule messages unless specified during opt-in.

By opting in (via web form, verbal consent for transactional messages only, or other approved method), you agree to receive these messages. Consent is not a condition of purchase. Carriers are not liable for delayed or undelivered messages.

You agree to these Terms by continuing to use our services or opting in to SMS.

Contact Us: CooperBrody Media LLC, Phone: 330-808-2484, Email: jmorowinsurance@gmail.com